Well?
Well?
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why do you have investments when you have credit card debt
The return on the investments is greater than the interest on the debt. Nothing wrong with having a little debt.
amerifats always using credit cards
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what's your apr? seems like it'd be difficult to beat it with investments
This.
Also
>net worth
What the fuck does this even mean? If it's putting a material value on all of your belongings it doesn't mean shit. Most stuff has almost no resell value after you purchase it.
0% 12 month balance transfer
Yeah, that's retarded, don't put 7k on credit unless you're paying that shit back before the next billing cycle.
It is a good idea since it is easier to protect your bank account if your charges go through credit, they're not going to clear your checking and savings accounts, and any decent credit service will contact you regarding suspicious charges.
Oh I'm not OP I was just reasoning.
Cash+investments-debt
Did you even look at the image smooth brain?
am 27 yo working for 2 years now after uni
cash 3.5k
invested 10k
debt 0
assets 5k (car electronics etc)
Oh that is euro btw
LOL
>balance transfer fee is usually about 5%
>market makes about 7%
>fucking your credit score for the chance to make $130
>3.2k in liquid cash could be dropped down to 1k for the same results without the risk
net worth $163,000
cash $23,500
credit cards $0
investments $9500
equity: $130,000
net worth $0
cash $0
credit cards $0
investments $0
equity: $0
mommy bucks: too many
32
Cash roughly £40k
No debt
roughly £8k bonus coming in a couple months
No investments, just hoarding cash like a madman
I’m 26 and have almost no money because I’ve spent 7 years in college towards a degree that I hate and has no job prospects
Brutal but at least you're not fat, right?
Small consolation
>have around 1200 bucks with no investments, debts (CC or otherwise)
>dont have to pay for rent or food, live with parents at 18
>got a job where I work 20-40 hours at 15 bucks an hour
How do I take advantage of this? I'm mostly saving up so I can eventually start a business but I'd like my money to work for me and all that.
>have around 1200 bucks
Kek, why didn't they claim you as a dependent?
No it's not from trump-bux. I have like 500 cash, 600 in savings (which doesnt give fucking anything worthwhile in interest) and like 150 in checking.
I wish I got the stimulus thing but I didnt file any taxes or anything last year but I probably should figure that stuff out for either this or next year.
I'll let you fags in on the absolute pinnacle of risk/reward investments right now.
HEX
Many Yas Forums anons are up 10x-40x. I've turned 1000 into 6000. It's up 50% daily. Yeah it's a very likely ponzi, just make sure you get out in time.
Kleros and UBT and also moonshots, the latter being farther along, and less risk/reward.
Daaaaaang bromeister you're pimpin haha.
The fee is 3%
These credit cards are tricky!
Prior to Apple coming out with "their own" credit card (Goldman Sachs first consumer credit line) i only a secure credit card from my local credit union... i borrowed from myself and had a $2k limit.
But mannnnnn ApplePay makes it so easy to tap away money.... i find myself spending way more than i used to- mostly on food.
They give a good app tool to show you how much and what youre spending it on... also how much to pay off to avoid paying interest.... But i found myself paying off the minimum...
Any tips? The only other debt i have outside of the Apple Card is student loan debt which is at a suuuuupppper low interest rate.
In the end i know its curbing the impulse... but not having to pull out a card is making it tooooo easy to throw on the food extras
en.wikipedia.org
Euroshits are the ones who live in perpetual debt.
Based
>fitness
>net worth: 50k
>cash: 30k
>debt: 0k
>investments: $300 discluding 401k
1/82%/67%/68%
Rate me.
>inb4 your investment plummets and you have to pay back your credit card debt.
Anyone else doing collectibles?