DDR5

>buy brand new technology
>faulty/overpriced
>buy too old shit
>too old to be worth
you need to find the middle ground

it is never a good time to buy or build a PC. it will always be a month away from a sale, 3 months away from new parts, 6 months away from new tech, a year away from sales across miriad of products

buy used if you plan on 1080p60 gaming and no rtx. if not, wait a bit, you might get rtx 2k cards for cheap in half year

720p

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RAM is cheap anyway. Just buy what you need.