People don't realize how mindless many Americans are, their level of consumerism is your level on fucking crack and steroids together. Which naturally leads to them spending money they don't have.
For more info: look up surveys that were done about credit cards around Christmas time in North American, you're gonna be effing shocked.
What in the STAR-SPANGLED-FUCK cost you $1.6K?
What is cash back? We keep our money simple, so we don't get trapped in some corporations money scheme.
A credit card is not part of the money and debt concepts in a civilized nation.
Are you fucking kidding? If something costs $100 it only costs me $98 if I use the card. Are you really that simple?
Is there no interest on the card?
That is not something that exists in a civilized nation, when something cost 100€ it costs a 100€ no matter what payment you use.
Only if you carry a balance, which I do not. You obviously have no idea how this shit works. Get rekt foreigner
Incorrect. If you allow a financial institution the privelege of handling your cashflow (which makes them money) you are rewarded for it. Banks compete for my business.
If you want to be played by corporations, be my guess. I would not trust a company that came with something as silly as "pay back".