No debt, and last I checked it was at 805.
Alright, ""adults""
Thomas Walker
Asher Baker
$40,000 credit card debt and around 750 i think credit score.
that's less money than i make in stocks every year so it's actually not a lot. i spend like 20k on vacations sometimes.
Landon Clark
Zero debt
Is it really that common for Americans to be in debt?
Asher Watson
If I'm remembering correctly getting a credit card and paying everything back on time can improve your credit score and make it cheaper and easier to get a loan in the future.
Juan Davis
how in the fuck do you build credit? i have been at it for a year now and it's still low
Christopher Cook
0 lmao
people owe me
Michael Stewart
No real debt, 735
Julian King
buying a car or house usually puts you in debt. there's functionally no reason to save up for those things for 10-20 years when you need them at a young age.
credit card debt is a more unfortunate side of american culture, but usually the same logic applies as long as your income is growing year over year. an expensive purchase might change your quality of life dramatically, and if you plan to pay it off in a year or two, then you basically pay a small premium to own it for an extra year or two.
John Anderson
That's very good, actually.
I kinda have a deal like that from my bank on account (pun intended) of being a longtime customer. But I will look into getting one I think.
Jacob Reyes
none and i dont know