You should buy a house as soon as possible

No no no. You need to take a zero down-payment loan over 40 years, and leverage your credit so you can get zero down-payment loans on some sweet cars, boats, and even a truck!

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no. fuck off. buy it wherever you can afford to own it outright. if that's in the ghetto so be it.

I'd rather live in a cardboard box in the middle of the woods than in a luxurious castle surrounded by a bunch of ghetto niggers.

>shitty house in the ghetto then do it
no

I'm pretty sure the market bubble is about to pop hard as fuck, isn't it? Especially with the virus.

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Better to buy a house innawoods than innaghetto

Why own a home? Cheaper to sleep in a hammock innawoods and save my income.

>If you have to buy a cheap, shitty house in the ghetto then do it. You will not regret it, and will reap multitudinous benefits over the course of time you own it, and you should only -ever- move from that house into another house which you completely own.

>what are taxes
>what are back-taxes before buying a "shitty house in the ghetto"

you are retarded

This is dumb. You should "buy" a house through a mortgage but don't go extend over your ability to pay the monthly fees. Build your capital slowly and you can eventually own a great house for a lot less than you thought and a lot faster than you could have imagined.

Not an argument.

>you'll be a lot less stressed about your situation

You'll be plenty stressed when you are the only white man in the neighborhood having to constantly look over your shoulders and be worried that Tyrone is going to ass rape you while you sleep.

This is the correct size for a home. Anything more is piggish. (And not cozy)

Real estate hit will take a few years to manifest but yes. Do not listen to OP who is clearly some kind of retarded teen. Do not buy. I've been watching house prices drop all month and this is only the beginning

>Statistically this is extremely unlikely even in the worst neighborhoods in the United States
Okay, let's not get carried away. You make a good point about home ownership and I agree with it. But white people should NOT be buying houses in the "worst neighborhoods". That's a death wish.

What about living in a half decent house with a loan in a nice area that won't go down in value.

Using equity in this house to buy OP's house. Get tax benefits, nominal rent. Rinse and repeat until you can sell up and pay off own actual house?

Maybe not even use houses?
Invest in shares with a similar tax structure and has the benefit of being more liquid so you can dump at the first sign of impending pandemic?

What about investing in your own business and creating jobs for people locally and emplying local people who have pride in their work because you treat them with 100% respect?

just a few thoughts here.

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Do whatever you have to do, just get a house that is paid off.
Take out a mortgage if you have to while you are working, but do it so that you will get the house paid off as quickly as possible, so that means houses in lower cost neighborhoods for less than $30k. If you have to leave your family behind in another state to do this then do it.

just get dat fuckin' house bruh. Get that roof over your head free and clear and figure out the rest from there.

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Conversely, I would advise you to go ahead and get a mortgage - it's a better deal than rent. You are using someone else's money (practically for free at today's interest rates) to pay for a place to live.

You probably won't be able to find a house that you can purchase outright. Don't buy a trailer home.

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Perhaps, but everything else will drop too. At least you have a place live.

>multitudinous
y'all sure you American? we don't take kindly to y'alls fancy French words round here

Fuck buying a house!! The housing market will crash. Buy bitcoin instead!!

My house payment is lower than what I was paying for rent.

You wait years your life is going to pass by and so will the opportunities that come with having that place of your own under your control. Odds are you'll be ten years older and not doing a damned bit better.

An apartment is not a substitute because you're still paying rent every month and that sword is always hanging over your head keeping you from really settling down. And your mental state will be completely different because of that. Your whole damned family, friends, associates, coworkers, boss, everybody will treat you differently. Worse. Because people who own houses get more respect. Get more opportunities. Get more responsibility. It runs deep.

Get. that. house. Get it now.

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Terrible advice, housing market is going to crash hard as fuck again soon, I used to flip houses for a living so I know that industry, now I trade stocks, so I also see the writing on the wall, our economy is going down hard as fuck soon

>tell someone to buy a cheap house
>bring up houses that are not cheap because of back taxes

When I said buy a cheap house I meant buy a fucking cheap house you retard.

> If you have to buy a cheap, shitty house in the ghetto then do it.

Hey Shlomo.

Oy vey, we bought 200 rental properties and the goy have no income to pay us our rent. Also, the value of housing is about to plummet since you can't buy real estate if you have no income.

What ever will we do?

I know! I'll make a thread about how NOW in the middle of a pandemic is the PERFECT time to outright purchase this valuable, valuable piece of shi... I mean real estate asset. It will put you onto the path to massive los... I mean personal freedom and happiness. Pay no attention to the silly goy who say this would be an insane time to purchase!

>owning a "home" in a nigger neighborhood
>not stressed

boom booms out

>buy a cheap, shitty house in the ghetto then do it. You will not regret it

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I bought a burned out traphouse in the middle of niggersville, Baltimore in my early 20s for $9k, moved a couple buddies in rent free in exchange for helping with renovation on the weekends.

If I could do it over, I wouldn't. The danger I willingly put myself in wasn't worth the $60k I made when it was time to sell and move on.

>boomer realizing housing market is going to crash and stay flat for years to come

get at least an Acre or two.

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telecommute?
UpWork.com

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Only a low IQ socially retarded fool wouldn't know how to warm the neighborhood using different social mechanics to gain the favor of the blacks, gangs, etc, and then end up having their protection naturally. It's because your autistic you cant understand how this works

>But white people should NOT be buying houses in the "worst neighborhoods". That's a death wish.

60.9 out of 100,000 meant in 2019 you had a 1 in 1642 chance of being killed in a homicide. Or about a 0.06% chance. Multiply that by 10 times over for the most niggerish neighborhood imaginable and you are still not even in 1% territory. And if you're not a fucking idiot there are things you can do to minimize your risk like not being a drug dealer or owing money to one.

And this is the worst case possible scenario. The "ghetto" in a mid-sized midwest town nobody every heard of has a crime rate of zilch compared to the places in this pic.

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No. Property crime eventually affects everyone in ghettos and some outsider plopping down with no connection to the local fauna is going to be a sitting duck.

I'm gonna splatter my brains in this apartment tho and make the landlord clean it up, then haunt the shit out of his future tenants. Stop messing up my life plans with this home owner nonsense.

Is this picture even real? It feels like a whole different reality.

>As in flat out ownership
With what money? Genuinely curious

I swear it's straight up FUD fed from you know where trying to keep honest people from building a better life for themselves.

>free and clear
It’s time to pay your yearly tribute to the government for the privilege of owning something. If you don’t they take it.

The mistake you're making here is averaging out with low crime areas. You need per capita of the neighborhood, not the county state or country. If it's 1000/100000 in the area that's the probability of getting killed in that area.

What if you live in Florida? Should you buy a house knowing that it's just going to get steamrolled within 5 years because of the ever increasingly powerful hurricanes?

Wow ur gay

It's Lakewood, CA. I believe it's real. Lots of photos from old look like utopias now.

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Insurance homie.
I don't know much about hurrican insurance but isn't it like 100 extra bucks a month?

lmao do you know how much a "half decent house in a nice area" costs?
Unless you're already coming from a background that's incredibly privileged you're not getting that position. And if you think you can wageslave your way there think again. The system is rigged against you.

If you want to suggest buying a cheaper house with a loan well that's what I fucking said in the first place, isn't it?

no. you should live in a place close to ur job or with lot of job oportunities. If u have no income u will lose "ur" house.

The only thing that is going to happen soon is you being older.

what a pile of shit. Prepare twice that amount to repair it before it falls down and kills you.

is this satire?

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I SAID MULTIPLY IT BY TEN TIMES AND IT'S STILL NOT A 1 IN 100 CHANCE IN THE WORST MOST NIGGERFIED NEIGHBORHOOD POSSIBLE IN THE WHOLE UNITED STATES.

The whole fear of the ghetto thing is
Fear
Uncertainty
Doubt

sewn by investors who want these opportunities for themselves, and perpetuated by people who believe whatever bullshit the news or "common knowledge" tells them.

You're also disregarding how many anons in this thread already grew up surrounded by crack and meth labs so it wouldn't even be a big chance of scenery for them.

ZimZam...care to weigh in on this?

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Pro-tip: just don't repair it. Just live in the shitty house as is.

>OH NOES THE MOLD
lmao