I BECAME DEBT-FREE TODAY

I rent, i don't have any debts. But i got the coofs. Always look at the bright side of life, right? Coof...

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I still have student loan debt. it fucking sucks man.

Just a mortgage.
>STFU

Why would I not? If the advantage obtained with credit is larger than its interest (which it always is if it is interest-free like a credit card), it is always good to use it. If you can pay, good, our premise was that the interest was worth it. If you can't pay, you tell the bank to go suck a fuck.

If you owe the bank one million that's your problem. If you owe one billion that's the bank's problem. And if you owe one thousand, it's also the bank's problem because it's not worth it for the bank to send the lawyers on you.

>
And if you owe one thousand, it's also the bank's problem because it's not worth it for the bank to send the lawyers on you.

Over here they will make a problem of even 500 Euro's debt. They will not send lawyers on you, but they will get the money of your income. So they just skip the lawyer part. Even if you need to pay other bills for example.

I know the feeling. It's fucking good.

Hmm how does it work? There are kinds of loans where you agree to that, but surely that does not apply to any debt, yes?

never have never will

welcome to the club, user. enjoy yourself.

Taking loans is redpilled. Paying loans is not.

What debt was it? You're still stuck paying taxes anyway.

In the US it's very difficult and usually impossible for a bank to get a judgement against you for sub 50k debts. They will harass you until you feel obligated to pay bu in reality they can't do much else

...

Unless if you're Chris Chan.

>he didnt leverage loans to get rich
lmao stay poor

I have $29k in student loans. I won't be debt free for ten years.

I literally paid off a high interest student loan last week. I had such high hopes for my future post-debt.
I just freed up about $1000 month so I'm just going to buy guns and shit.

I will be debt free soon, Trumpbux and a bigger than expected tax return will do it. I was debt free for years and then I started a business.

still have a house to pay, a car and a loan. I hope by the time I'm 65 I'm debt free.

Explain yourself.

Coof coof. I have sent but I’m gonna die anyway

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Congratulations user. Feels good to be free.

WTF AM I RECOVERING

when I was in my early 20s I had the brilliant idea of spending the bulk of my earned income on beer, women, and cocaine and paying for my existence on credit. Turns out you have to pay that stuff back so...

I was actually about to pay off my remaining student loans in full, then the lockdown happened & my work hours got slashed. Now I'm using that money to make ends meet.

But when the Dems pass their privilege tax next year...

Paid off my college loans recently, /nodebt/ here, feelsgoodman

Don't take financial advice from Satan.

I don't carry debt. Welcome bro.

x

I'm a minority tho, I was born a cursed white male.

>Why do you still carry debt, Yas Forums?
because minimum wage isnt enough for shit

it feels good to correct early life fuck up and get rid of debt

what took you so long, schlong

>paying your debts right before hyperinflation

nice job you fuckin idiot

Sucker pays back his debt right before the Trump Grand Debt Forgiveness Jubilee

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Get a new job faggot. I've never owed any debt until I got my mortgage at 23 for my new construction home. You're a loser and your parents despise you.

There's also the carbon tax and not eating bugs tax

niggers tongue my anus

>Turns out you have to pay that stuff back so...

I can’t tell if you’re being sarcastic or did you actually think it was free money

I did this for college, even racked up 25k in cc debt. Then went dark and moved a lot as I worked cash jobs. It took some collection companies 6-7yrs and I still get a letter every so often but I skirted over 60k that's been forgiven. Just remember when your debt is absolved you have to have the money to pay taxes on that shit or you can go to jail....I about shit a brick when I had to pay taxes on my student loans.

Your'e going to lose your home in the mad max hellscape of a future we are going to be in

Because being a ghost on the bureaus is reserved for children and illegal aliens. Get a credit card, use it for something small like autopaying your phone bill, the setup your checking account to automatically pay off your credit card. Get a couple of more credit cards and do something similar with them.
It works out the same as living on cash, except you can finance a new car at 2% instead of a five year old clunker at 24%

I coof on you coof

Recessions cause deflation, not inflation

You retarded cunt

>felt like becoming an hero
>max out some credit cards instead and live day to day to see if it got better
>it did get better, now i'm just in debt
>not all that bad in comparison to a slug in my brain

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Good job OP, for once you are not a faggot

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Getting gangraped by loan sharks is based

Or, never deal with that shit and still come out on top without paying any percentage..pay in cash. Also, new cars are for fucking morons.

>Why do you still carry debt, Yas Forums?
Because 0% interest rates on it, the nominal value remains the same while the currency denominating the value is debased.

>yes got earn good goy points so you can take out bigger loans from us in the future good goy stay in debt with us forever and keep increasing the amount of debt you can have by proving how much of a good goy you are

Fucking stooge

Hail, Satan, bringer of wisdom. This economy is fucked. Get what you can while the getting is good. Max out your credit cards enriching your life in ways that can't be taken from you for debt recovery.

That’s real *coof* good user I’m *coof* very proud of *coof* you my *coof* son. I *coof* love you *coof* user.
>You’re father slips away to sleep as he couldn’t handle the Coronavirus anymore but at least he died proud of his gay son user for finally getting his life together.

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>2008

Those digits. I remember that year. Debtfags get the rope.

Yes, screw your entire life up because you’re a low IQ idiot

Ive been debt free for a year. Been saving up so i can get back in debt again with the purchase of a home

Then that means there'll be a mega depression in 2411. coof

pfffft, yeah
you'll totally buy a $500,000 home with cash in a brown paper bag like a chink.

That's mostly everyone since the dollar is backed by debt. Buy Bitcoin, it was invented to end bank bail outs.

missed me faggot

How did you get in debt?