So I got served recently for a lawsuit by a debt collector. I have no idea who this company is, I've never done any business with them. Apparently, they buy up spreadsheets of customer data that has the name, address, account number, etc but they rarely if ever have the documented supporting evidence to prove they actually own the debt.
So, there is literally an industry where debt collector scammers are suing people in court for debt they can't prove they even own. The courts all seem to be behind this fraud 100%. If you fail to respond to the fraudulent claims, the judge will enter a default judgement against you without any fucking proof.
How does one respond to a fraudulent claim? Who the fuck knows? If you can't afford a lawyer you're pretty much fucked. These companies do this because they know most people will never respond because they don't know how or dont have the money for a lawyer.
So you have the prothonaries office where you're supposed to file it but they can't give you any legal advice, which means they can't tell you how to actually fucking file it. And then even if you know how to file it you still gotta pay fucking filing fees just to be able to defend yourself against fraudulent claims.
>The justice system is a fucking joke. Of course it is. I don't know why Americretins think that courts protect your freedom. It's Americretins who boast that they live in "rule of law" by which they mean total subordination to whims of judges.
Brandon Fisher
Prove you own the debt nigger.
Asher Flores
>in argument with a company >they're trying to charge me money that i don't owe them >my word against theirs >they can crash my credit and send debt collectors after me >i can't do anything (((credit score system))) is absolutely jewish
Cameron Taylor
I'm poor so even if I get a default judgment against me they can't really do shit anyway. But it's about the principle. Im not just gonna have some random faggot come to me and say oh you owe me money and let the judge award it to him without any fucking proof.
Angel Miller
>" If you fail to respond to the fraudulent claims, the judge will enter a default judgement against you without any fucking proof."
imagine being so STUPID and LAZY that you dont answer when you are sued lmaoooooooo
Gabriel James
yes you are you fucking nobody scum trash lmao
Eli Nelson
bump witnessed this myself twice now this really is a situation in which reading up on civil law gives uou a grewat advantage two hours of rudimentary civil law code terrifies these con artists/'lawyers"
Isaac Jones
People can sue out of state and get a defacto judgement without you there lol, fuck lawyers
Jace Hughes
Right or not "law is what the courts say" so youd better show up or theyll just award the plaintiff by default
Nolan Young
whoa man that actually involves reading and thinking and stuff, man.
I just wanna BITCH and COMPLAIN about everything I get myself into!
Daniel Turner
I have a lot of knowledge of law in general. What I do not know is the BS court procedures/rules/filing requirements etc. This shit should be easy enough that any citizen can do them and the info should be readily available
Matthew Ramirez
Tell me how the fuck I do that nigger.
Jace Hernandez
HOW DARE R U TO SAY THE HOLY N WORD YOU FUCKING BITCH
Samuel James
>Show up There is no court date. You have to respond to the fucking lawsuit through the court (somehow, they don't fucking tell you how) before you can even be allowed to defend yourself in court. And if you dont know how the judge will award the other plaintiff a default judgment with absolutely no proof of their claims.
Justin Barnes
you literally print out a letter saying "I don't owe this" and attach the proof you have to it and send it to the courthouse.
no special forms or anything. literally a letter.
"Dear Court,
I have been sued by plaintiff. I contest these claims as I do not owe the money. Please see attached documents as proof. Respectfully submitted, Defendant"
why is that so fucking hard?
Aaron Richardson
No I just want to be able to defend myself In court against fraudulent claims and make them prove their claims.
Carson Fisher
Kek. Yeah if only it were that simple. You've obviously never dealt with this before.
Bentley Stewart
that's how you do it you retard. by answering you're forcing them to take it to trial.
baka you are retarded. I'm literally telling you how to do what it is you're asking and you don't see it.
have fun getting sued and yelling at the sky about it lmao
Grayson Campbell
yeah, you're right, I obviously haven't. I hope you yet your wages, tax returns, and bank accounts all garnished, you ignorant and stupid faggot. bye
Angel Richardson
they do tell you how. read the paperwork.
why don't you READ?
Landon Russell
No you're telling me retarded nonsense because you dont fucking know and you're just telling me how you think it should be, which I agree, but I'm telling you it's not that fucking simple.
Ayden Williams
SYNTAX is perhaps their greatest weapon
Henry Bailey
Fuck, so are you
Dominic Thomas
here's a better idea:
learn how to pay your bills you stupid trashy whigger
Jaxson Anderson
do you happen to know the best place to read up on this brother?
Caleb Sanders
No they don't. The paperwork is literally just informing me of the plaintiffs claims. It doesn't tell me shit except to show these papers to my lawyer.
Hunter Morgan
>So I got served recently for a lawsuit by a debt collector. just ignore it, if you don't ever recognize the debt that means it isn't yours
Liam Jackson
k, keep making life harder for yourself by believing everything is super fucking complex.
lmao
Josiah Evans
which state are you in?
Matthew Gutierrez
Pay your denbts nigger
Oliver Lee
>Tell me how the fuck I do that nigger. get letter, realize letter is a scam from Nigeria or US court or whatever, crumple letter and throw away, nothing ever happens
Logan Allen
How do you know I even owe this money you retarded nigger? Literally ANYONE could sue you claiming you owe them money and if you dont know how to respond the judge will award them with NO PROOF. How hard is this to understand? If they can prove I owe them money then ill pay it.
Benjamin Perry
You're a fucking moron....prove your innocence...wtf...I wish I could find your coward ass, you don't deserve to live
Ryan King
if you get a cellphone with your name on it and they start calling you you can counter sue and get a summary judgement for 500.00 every time they call you at work which is illegal to do, you have to prove it though so for a jobless person it won't help
Elijah Price
hey guys, apparently you need some deep ancient or arcane knowledge in order to use the courts. obviously it cant be easy. good luck lmaooooo pol is filled with low class whiggers who cant pay their bills
you're literally no better than Jamal in the hood
Jeremiah Cruz
>if you dont know how to respond the judge will award them maybe some dirty judges will but I would relax unless you have something worth flexing to steal
if you do then you have an attorney
Easton Nguyen
That's odd. Are you sure a lawsuit has actually been filed against you with the courts?
Debt collectors are scheming kikes, and often send out demand letters meant to look like official legal documents to intimidate people into paying up, but are just form letters they've made up themselves.
Andrew Perez
PA
Wyatt Hall
Where are you, dumb faggot
Cameron Anderson
Keep talking retard shit on the internet acting like you know something when you clearly don't.
why don't you google "how to respond to a debt collection lawsuit"
too difficult? don't like reading and/or thinking?
Jaxson Perez
lmao you're the one asking how to defend yourself lmao you helpless whigger
Angel Thomas
Cease and Desist stamped by The Notary Public usually works. Just be sure to keep copies for your records. This usually scares them off forever.
Jaxson Parker
>hey guys, apparently you need some deep ancient or arcane knowledge in order to use the courts. obviously it cant be easy. This shows your absolute ignorance. Yes they make it as archaic as possible so that most people can't navigate the shit. Youre fucking retarded nigger and never had to deal with this shit. I hope you do so you'll learn how big of a retarded nigger faggot you've been this day.
Colton Martinez
Yes I got served by the sheriff
Jaxson Flores
This...idiots.
Sebastian Gonzalez
whoa man doing that is impossible for little old OP. its too impossible to use the court system for him lmao
Jonathan Williams
>The justice system is a fucking joke
The civil court system is not the justice system, and you wouldn't feel that way if someone legitimately owed you a debt. It's not difficult to respond to a claim, all you have to do is appear or contact the court if it's not local and arrange a way to appear by mail or phone. Sounds like you're just an idiot who ignored a subpoena.
Henry Clark
It's already in the courts
Cooper Bailey
all you have to do is "file an answer"
but that's too much for a whigger. isn't mountain dew and dirtbikes more fun?
Zachary Ramirez
I realized it was a joke when I did court duty and was told my job was not to decide if the crime was justified but if a crime had occurred at all. Judges have way too much power in this country and decide on a whim what punishment to give you based on how much they decided they dislike you in the moment
The civil war cant come soon enough. These people are evil
yup. and now he's BITCHING and COMPLAINING like an emasculated helpless faggot crying to mommy
Thomas Clark
No, that's not how it fucking works. You faggots think you just show up to a court hearing. That's not how it fucking works. If you go into the court house no one will tell you shit. They're not allowed to give "legal advice."
Ethan Robinson
Nigger I know I have to file an answer you retarded faggot I've been saying that since the fucking OP. I said I don't know how. You have to have a specific format and forms and shit that I can't fucking find.
Sebastian Adams
Why wont some man come fix all my problems reeeeeeeeeeeeeeeeeeeeeeeeeeee
Dominic Perez
Agreed. The System is beyond broken. This country got too big too fast and the rich have hijacked the system.
Lincoln Lee
>customer data
stop providing them with your data, case closed.//
Ethan Rodriguez
Read the rules of civil procedure in your jurisdiction five times. Google examples of things like answers, requests for production, interrogatories, requests for admission, motions to dismiss, and motions for summary judgment. Use Google Scholar to research case law in your jurisdiction.
Don't miss any deadlines. Figure out your answer/12(b)(6)/demurrer deadline and file on time. Deny everything you can deny in good faith. Put up a fight. They may very well drop it. And figure out if a judgment would even be collectible against you.
t. Lawyer user
William Watson
You could write a formal response on a napkin in most states and they'd have to accept it.