Why do millennials have no savings?

Because after the 2008 global financial crisis the banks drove up the value of assets and left the public to foot the bill of the crash.

meme jobs, meme understanding of capitalism, meme understanding of modern life
>$300 bucks for coffee is $280 too much

test

>coffee
This is a joke right?

Eating out is a waste of money. If you work in a service industry, you cannot afford to be served

Who the fuck spends 300 dollars on coffee

weed

My expenses:
Rent $900
Insurance: $150
Food: $300
Phone:$40
Utlities: $150
Savings: $1500

Das rite poorfags

> Coffee: $300.
Please tell them to kill themselves.

I;m a millennial. I pay a mortgage, not rent. I have a job that I can do from home, so I'm still working, and I have enough savings to cover all my bills for at least a year.

4000/mo
bills: $1850 mortgage
utils: $400
deenz: $1000

I use public T. Gotta save shekles that way

My boomer landlord takes half a month worth of salary for a noisy box of moldy sheet rock, the rest goes in to expenditures and what is left gets "saved" but is also slowly getting consumed by bankers fees

Attached: 53a9d02becad04fd3af8649a.jpg (822x616, 89.62K)

Do they live in car? That would explain coffe and eating out, but not Bill's of 600$ when there is other stuff.

I have $60k in cash in savings and I'm 27. Am I doing good? I still live at home though kek.

What's your coffee expenses

sup cooltop ;)

1 can coffee per 2 weeks
so like $8

lol 300 for coffee
stay poor faggots

My expenses:
650 mortgage
200 car payment
100 gas/electric
100 w/s/g
20 fuel
400 on groceries

3000 take home, the rest goes to my Roth and savings acct

According to your payments and savings you stated, you make just over $3000 a month. I make way more than you, and don't think I would call anyone a poorfag, as I wouldn't consider myself rich.

uhh. Because I was a Chad in my twenties and impregnated to many bitches and now all my fucking money goes to child support.

because they must... CUNSOOOOOOM

I used to follow these vanlife fags. They are jewish liars. They scammed their audience more than once for massive amounts of donations. Yes Im sure they spend 300+ on coffee

>Clubs, raves, drugs, booze: 200
You either don't drink or don't do drugs.

>millenials bad, boomers good

"Almost 80% of US workers live from paycheck to paycheck"

theguardian.com/commentisfree/2018/jul/29/us-economy-workers-paycheck-robert-reich

Bragging about money is a poor fag sign.

>Rent: $690
>Food:~$400
>Bills: ~$160
>Tuition: $850
>Income: 0
I am a financial dumpster for another year or so, after which point I should have no debt and make $50-$60k/year at 21.
Stop going to clubs faggot
This is good.
Better up the deenz.

Attached: 1570380983855.png (1200x966, 476.1K)

Seriously 200 is like an hour and a half at the bar with a gram of coke.

e.v. of using public transport when you consider the chances of getting shanked or shot by a nig wipes out any potential savings.

Just because the internet says your tech degree starts out that high doesn't mean it will.

>coffee 300 dollars

Unless you're getting coffee out every day this is impossible. Literally just buy a coffee maker, buy some medium roast and a to-go travel mug and you'll save hundreds a month.

>$600 on coffee and eating out

>T. Boomer that made the equivalent of $20 an hour shoveling dog shit when he was a teen
The federal reserve has been inflating away the purchasing power of the dollar ever since 1913 but it only really started being shitty in the 1970s when wages didn't match inflation

most people pre drink

I dropped coffee and started spending 100/mo. on surplus zyklon b for your day of reckoning kike.

Not paying rent can help you save a life time worth of money, rent takes a shit ton from your salary and unless you have the mind set your always paying beyond your means because it's not the same paying 1000 bucks in a nigger infested shit hole than paying 2000 bucks on a white suburban area, usually those suburban neighborhoods are far the fuck away from high earning jobs so you're you have to pay extra to travel every day and so on and so forth

Is a fucking catch 22 game, unless you already have the money and even then that money has to be invested otherwise inflation alone will erode a petty chunk every year, it fucking sucks

How the fuck do you spend 10$ to coffee a day?
With that much you can buy 1kg of the stuff, and no-one can drink it that much every day.

Hi owen.

Sneed.

>$300 for coffee
>only $50 less than their groceries
I thought this was a meme but I guess not.
I don't even drink coffee. Waste of money if you ask me.

>200 car payment
>20 fuel
Did you miss a zero in your fuel calculation? Why would you need a car if you spend only 20 dollars on fuel? Just curious.

Rent: $500/mo
Eating in: $200/mo
alcohol: $40/mo
Eating out: $100/mo
Income: $2000/mo

don't think i've spent $300 on coffee in my life

During the Obama Mandate years. my health insurance cost me $600 a month for the WORST and cheapest plan plan possible ($12,000 deductible). Shit absolutely hamstrung me for years when trying to make it frehs out of college. This was for a 27 year old non drinke or smoker who who eats healthy and works out 5x a week. Never once went to the doctor during that whole time.

Because they are lazy mice, not industrious mice?

Attached: 105438875-1536336503523screen-shot-2018-09-07-at-12.07.32-pm.530x298.jpg (530x298, 19.44K)

too many zelda funkopops

>tech degree
A meme history degree. Canadian high school teachers get paid WAY better than most countries.

Attached: 221568913216358.jpg (1208x1100, 569.94K)

>$200 for clubs,raves,drugs,booze.
You're obviously not getting very high or drunk in NYC.

Because the value of money is based on speculation only.

Everyone I know who works in the service industry eats out all the time and justifies it by saying I serve people all day so now it's time for them to serve me. They treat the servers like garbage just because people treated them like that.

>Coffee $300
>Groceries $350
Am I missing something here?

>has gf
>still pays for eating out
i think that's called prostitution, bro

personal expenses, roughly rounded up:
* rent: 360
* electricity: 70 (electric heating)
* transportation: 75
* communication: 55
* GEMA: 17.5
* voluntary insurances: 10
* gym membership: 20
* food + socializing: variable, ~150

LCOL obviously, but that only affects rent.
people who unironically go to starbucks every single day of the month disgust me.

I don't drink coffee or smoke or drink alcohol. Why the fuck am I poor?

This. And they still complain

I bet you were one of those guys that seriously believed in his pullout game or you trusted the devil when she said she was on the pill
You can buy an entire bottle of vodka for $15 you just can't go to the bar where all the normies hang out to overspend on shots
I don't have the greentext on me but it basically explains that due to inflation the only way you can have money is if you work your whole life. You're not allowed to make a shit ton of money and retire early otherwise your money becomes worthless after a certain time.

>Income $4000
>Expenses $1300
Gee I wonder what the other $2700 you dumb cunt.