Bills aren't magically going away despite countless people being forced out of work. What's the solution to this?
What are people supposed to do April 1st...?
freeze mortgages and rent. do not cut off utilities. ??? national infrastructure driven jobs program.
stop eating so much
stop buying shit you dont need
stop living paycheck to paycheck
Just don't pay.
What's the landlord going to do about it, call the cops? When the cops are staying home themselves to avoid the virus, or being reassigned to guard government facilities? You think that fat old Boomer you pay each month is going to come around causing trouble if he knows that nobody's got his back?
Just go into debt bro
This
Also shoot him because he's raiding your rent free quarantine
>What are people supposed to do April 1st
fake-cough on people for maximum topical prank humor
I've got 30k in savings and I'm working from home my regular hours and still getting paid so... business as usual.
I'm not in control of those, especially as a renter.
All of those will be easily achieved since people are forced to stay home. Can't live paycheck to paycheck if one isn't coming in.
Current plan of action, but I seriously think this is a bigger issue than people realize. Most people
yeah dumb nigger i'm saying you can't do anything. i'm saying our representatives in government have to do something. fat fucking chance though the sniveling GOP cowards in the senate are refusing to pass the bipartisan sick pay bill that passed the house (40/197 republicans voted no, the rest voted yes).
Call Salvation Army. Then generally can put you in touch with local churches and agencies that can assist with that. Contact your state's human services/welfare department. They are going to be fielding a lot of instances of this.
They are used to it and already know how to handle these situations.
sell toilet paper
It’s called living in a Dunkin Donuts until you’re not a hobo anymore.
Genocide jews and their hardcore minions, grab their money and try to fix their last massive mountain of poop with it.
April First, Corona Vaccine found?
>being forced out of work
You don't work a tech job working from home? user, wtf are you doing with your life?
This is a legitimate question since most Americans live paycheck to paycheck and are not equipped for any disruption to their normal income. I am pretty sure I am still getting paid through this and have some meager savings so it doesn't really affect me but what are other people going to do? The government is basically recommending a total shutdown without any plan to keep businesses from going under or to keep families from being bankrupted all because a few people caught a cold.
I'm not worried about catching COVID-19 but I am worried about what the average citizen is going to do when they have no money and no food.
If ever there was a time for a rent strike, this is it.
On april 1st they’ll say tricked u coronavirus not real, april foors pranked uuuuu. ^_^
>What's the solution to this?
Die
Based kek, now I now what to do. Im about to lose my home...I just need more time to pay, also there's still a full month ahead of deposit. Wish me luck anons, I can probably take advantage of the state of national emergency.
They can ding ur credit score.
How so, isn't a credit score just how reliable you've been at paying off loans in the past?
Collect unemployment I guess
Aint going to be no bills.
Just sit back and enjoy the last days of the internet, fren
NOOOO NOT MY CREDIT SCORE MY WIFE AND HER SON WILL LEAVE ME
>Lease up June 1st
>Don't want to find a new place to live because 'rona and possible lockdown
Am I gonna get booted? Would it be considered an "eviction" and possibly postponed?
Go be homeless. I'm not paying for you. Go ask your deadbeat parents to support you, or sit and have a hard think about what you wasted your savings on.
What are you gonna do?
I work for an insurance company and I can work remotely/from home.
People won't stop paying for their insurance, and they won't stop making claims. People are legally obligated to maintain automobile insurance if they run their vehicle on a public road, and anyone with a mortgage (see 95% of homeowners) are required to maintain insurance too.
Feels good to sit on my ass and collect a paycheck while you "skilled" wagies can't do your jobs and are going to be homeless soon.
Tell me more about your trade, mememasters.
My gas company sent everyone an email stating that they won’t charge anyone for the duration of the outbreak. Feelsgoodman
Maybe have a job that isnt easily shut down?
The best thing is for people to default on their mortgages and banks to foreclose on their homes. I'm keeping my eyes out for something cheap to come on the market so I can buy it up as an investment property/flip it when the market bounces back in 12 months.
Maybe I will sell it back to the people who lost it the first time - for a profit. That would be lulzy.
OK Dave Ramsey, but I live in America
Who here's a hospital Chad?
Double pay and overtime and no chance of getting fired.
Also if I catch Corona at work I get a two week paid vacation.
You should have had 3-6 months of cash on hand in liquid savings, idiot.
that would actually be very nice of you
Oh no not my goy-meter number! Now I'll never be good enough for the blessed Jews.
NO!!! NOT MY (((CREDIT SCORE)))!!!! PLEASE MR. GOLDBERG!! ANYTHING BUT THAT!!!
It would be a public service 2bh, since most of the landlords and real estate speculators in this country ARE fucking chinks. They have been buying up houses and doing literally nothing with them for years now, there are some places where 1/4 of the subdivision belongs to one or two CCP-backed families and they just have the houses sitting empty. I found this out when we started getting damage claims for them, it was all shit associated with vacancy like vandalism and pipe leaks causing gradual damage/mold. No one lived in any of the homes, but they were all insured under one of a handful of names. They just went to the same broker and took out like 20 policies in one week.
>tfw we denied all of their claims too
I will stand my ground on the fact we have a national emergency, and I can actually be truthful about not having money because of the crisis. My main argument would be my own safety as I cannot just randomly land anywere else, I will appeal to human sense amidst this "global emergency". I also have allergies, so I can larp as an infected if needed...
But your landlord has a mortgage and insurance to pay. How do you expect him to meet his expenses if you're not paying your share?
I implore you sir: do not be a nigger in this time of extreme niggerdom.
>do not cut off utilities.
What happens when the utility workers have to stay home/are quarantined/are dead?
Should yes, but that's not as easy to do these days as it was in the past. Median income after tax in some states is ~$2,000 a month. Why do you think people are voting for sanders/trump rather than status quo politicians and "the free market will fix it" types like Ron Paul?
For the record, I do have savings. But I've also watched the middle class dry up and slide into lower middle and working class over the past few decades, and those groups don't have incomes that allow them to save all that much.
Ok who will fix you're water/power/plumbing/car..etc when your shit breaks down? You!?
>What's the solution to this?
Don't you have a 6 month emergency fund?
Certain states are already making it so you don't have to pay rent/mortgage/utilities
fuck thanks for reminder. I forgot to do my taxes last year now I get double refunds $$$$$$$$$$$
This. COVID-19 isn't the problem. The problem is the response and the consequences of that response. The two worst case scenarios that seem most plausible to me are either that this becomes an excuse to impose increasingly draconian measures to create a new normal just like 9/11, or it just turns into such a total shitshow due to incompetence / mismanagement that people's lives become so disrupted that the primary concern shifts to maintaining order rather than slowing the spread. Then we wind up with things like mandatory curfews and martial law and I'm sure you know the rest.
>I implore you sir: do not be a nigger in this time of extreme niggerdom.
Hmm, well the landlord is still fucked without this month's payment, doubt anyone would like to move here during national emergency days. I can still have a life here and try to find a way to work if things get better, I mean...losing hope and not giving a fight is niggernism as well. Not meaning I'd be a squatting fraudulent bastard. I can still be kicked out by law after a week of the dateline. I can at least as her, I've been a cool tenant for more than two years.
Try not being retarded. Financial instability is 90% frivolous spending. I got $7k in savings and I'm dumping half of that into stocks while they're still at fire sale prices.
Exactly what shit is going to break down for me? I'm on a well and there's a river 500 yards from my house. I have two generators and enough solar panels to keep my basic lights charged. I have a forest nearby that I can get firewood from.
I wired half of my own house and know how to fix any household plumbing. I can change anything on my car that is required, the only issue would be if the computer needed some sort of reflash/programming if I had to change something like a transmission.
Be self-reliant nigga. This stuff isn't hard to learn if you have an interest.
Do you think there is even going to be a credit score when this is done?
We are free from our numbers
It's jubilee time
>What's the solution to this?
April Fools.
Imagine stock piling guns but not using them to shoot Mr Shekelsberg when he comes for the rent. In Minecraft of course.
Learn to save money?
Learn Self-Reliance?
Learn to make your own success?
Learn you fucking lazy faggot.
>her
Maybe you can find some "alternative" way to compensate her for the month's rent...
How have I gotten trips TWICE in one thread?
This apocalypse is shaping up nicely for me.
Pretty soon you'll be getting 0% down no credit check mortgages. They have to throw money everywhere to keep it afloat.
Tell them you're pregnant. Usually works.
Insurance agents are cancer of society and shit tier white collar workers.
>CPA fortune 500 company in Toronto
Do you have a month-to-month provision in your lease? Evictions take time and must go through a court. No sane landlord will attempt to evict you themselves. If that happens you can destroy them in court easily.
Good for you, you live off-grid, and know basic trades like mechanics to keep your Jenny's running, and plumbing and electric to keep your place going, most people don't. Now what about food?
*sigh* unironically this starts to make more and more sense, the most suitable advice I could get from here.
>What's the solution to this?
CHAOS
If they suspend rent, they'll suspend mortgage payments too
God damn this shit pisses me off, all my normie coworkers panicking like how tf you don't have any savings?
No idea where all their money that they earn goes or why they would even want to live such a frivolous lifestyle if it meant they were on the edge financially and screwed if anything happened.
What further pisses me off is that they will be rewarded, our govt factors in your savings to whether you get handouts or not 'u don't need support despite losing your income, just spend your saved money' while they get money because they were retarded.
Thank fuck I'm a Christian and know all we be right in the end. Trump is draining the fucking swamp, take me if it means the world finally gets its shit together.
I fucking should have bought a gun though, no idea how to get one in this leftie country.
>I fucking should have bought a gun though, no idea how to get one in this leftie country.
your local DIY store/plumbing supplier has a plumbing section
Yeah it's difficult, but if people can't put away something each month, they're living beyond their means. Get more roommates, downsize, or move further out.
The joke's on them I guess.
>financing things
Enjoy your fake wealth.
My job hasn’t been shut down yet god damn it.
trust the plan
Just dont pay them you pussy jesus. Fuck the landlords they are societies biggest leaches. They wont do shit.
This. Mass delinquency. Stop paying rent. Stop paying health insurance. Stop paying student loans. Stop paying hospital bills.
Devalue the currency don't use it.
>What are people supposed to do April 1st...?
>canadian
Do you have guns/ammo to protect your supplies/home when the Muslim looters come?
Credit score is just some bullshit slave system you dont have to be in part of. Sure theres benefits but so would be sucking a dick to get things cheaper.
It's all just a rich mans game.