Is it even remotely affordable to have a family in the USA?
>6 figure education costs
>6 figure housing costs
>5-6 figure health-care costs
>Average American income: $63,179
Even the average family car costs ~$30K after taxes. WTF am I missing about this system being completely untenable?
Average american income is 30k before taxes which is 20k after. Yeah this place sucks
Everyone is in debt, not counting the federal debt were also liable for.
the automotive industry is dying, I can get a shitbox a couple of years older for half the price and not miss anything. education, housing supply, and health care are fucked beyond repair though
You don't NEED a 2019 car, that shit is a meme.
Yeah housing costs aren’t 6 figure neither are medical costs. Plus you don’t need a new car every year. I’ve try zoomer, move to a lower cost of living area and get a government job. Suck off the teet
Most people just have an unplanned babby and deal with the aftermath later.
Uh, no. "Average" income in the us is over $120k/year. Median household is $60-70k at least. Most households are one income stream, hard to say what the "average" individual income is but its not fucking 30k.
And you can buy a nice used minivan for less than $10k. Or finance / leasing. Both are a retarded idea but it does allow someone making $60k to drive like a $30k car. But unless you are fucking rich as fuck already there is no reason not just to buy a used car.
You're on the right track, but you're going to need to give up at least one of those things (possibly more) to make it work. Not everyone will be able to have all of those things + a family.
People's income is merely for leverage. American "wealth" is really just debt.
You are living in fantasy land
Not every place in america is san francisco or new york. Plenty of places where you can rent a decent home for under $1000 a month so you can live pretty comfortably with $30k per person per year
Housing costs are high everywhere
dude that stat includes children and seniors. So the average family of four making $150k/year with maybe a grandparent living at home would register as $30k.
According to your graph a couple earning a little over the minimum wage working full time can easily afford to live comfortably in more than half the country
Not to mention housing prices are greatly skewed in urban areas in every state so the actual number of affordable places are actually relatively higher
That's not the definition of "average" we're using dipshit. People really are this warped. You probably think $250k/yr is "middle class" too.
You do know the minimum wage is like $8 in some places right? And that tipped workers make like $2/hr?
Are you using the statistical definition of average? Because yes, the average income, according to taxes, is over $120k/year. Most people make below that though because its skewed by the rich. But there is a lot of income inequality now, so industries are most oriented around servicing the top 10% of society. No car market is going to try to make a new car for poor people (
So a couple making $8 is $16 per hour which according to that map covers pretty much half of the livable area
>not knowing how min wages work
A tipped worker still makes the full minimum wage if tips dont add up to the minimum amount so an employer paying $2 an hour would have to make up the difference if tips dont cover
But i dont want a car with seats where other people already farted into.
Okay and then they spend literally all of their minimum wage on rent and then what? How is anyone supposed to save up for a down payment on a house or some other financial milestone when they're rent poor?
Median not mean, dumbass
You're paying too much for everything and buying things you don't need.
Buy with leather seats
Did you even read the words on that map you dumb faggot? It specifically says thats the hourly wage without paying more than %30 of their income.
Not to mention the fact that were considering a high school dropout couple with zero marketable skills both earning min wage being able to comfortably afford a family in over half on the places in america. With an entry level salaried job you could finance a mortgage instead of renting easy
2 minimum wage incomes is like 2-3k a month, give or take. Why the fuck would rent be 3k a month? I live a high cost of living area with insanely inflated property values and rent is 1.5 a month. It's not a lot left over, but they make sure that it's barely manageable to live month to month on minimum and almost impossible to climb out because climbing up itself costs money.
Many minimum wagies dont have cars, they bus or bum rides off their fellow minimum wagies who do have cars. Minimum wagies dont have any insurance beyond whats legally mandatory and even then they probably dont have that. >50% of their caloric intake is some form of pasta or bread. They don't have money to save because they can't help but blow whatever couple hundred leftover they might have on things to make their life more bearable, or random shit happens like something breaking and they need to use the leftover to put out the fires.
Life is hell for the minimum wagie
He said average originally For The way they calculate that "individual income" is by taking the average of a household for everyone over 14, then that's the median of everyone's "individual income." So like I said a person making $150k/year, with a wife, two kids, and grandma or grandpa living with them, would be counted as 5 people making $30k/year.
mean to quote
Kek
you have some of the highest living standards on the fuckin planet.
Every time an American moans about how impossible it all is, I get fucking triggered
You live beyond your means, and then complain about it.
You know I didnt go to a 6 figure university? Cause im not in 1%, so I cant afford such
You know why i dont have a 30k car? Cause im not in the 1%, so I cant afford such
etc
But I did finish university and do have a car.
But all of you cunts have it in your thick skulls that these things are "for everyone" and if you cant afford a personal chopper to get to the grocery store
>there be something fundamentally wrong in the system.
Im not in any debt, speak for yourself