How much should a 30 year old have in savings?
$50k? $100k? $200k? $1 million?
How much should a 30 year old have in savings?
savings are for boomers.
I either make it rich by speculating and investing by 40. or I don't
fuck savings.
I live in Europe.
Savings not needed here.
>I live in Europe
>Savings not needed here
Implying
A years salary saved in cash for emergency. Good start on a 401k and a you should have your own place
cash is trash, all about assets now. no one cares about your non-compounding savings kek
A years worth of expenses is probably fine. Invest the rest.
You want to be able to absorb a job loss, unexpected expenses like a death of a family member, or loss of your car. Yeah, you can sell assets, but you'll also want to let those keep growing and they can also drop like a fucking rock. For me that might look like 20000-250000 but I haven't even hit 6 months expenses because I'm a degenerate gambler lol
How does $800 sounds?
31 boomer here. 100k$ in Link. 300$ in bank
Years salary in cash, paid off mortgage, and a decent portfolio. Networth somewhere between 150k and 600k based on if low or high cost of living area.
31 isn't a boomer retard
401k is normie/ boomer/ retard tier wealth stategy.
> but muh compound.
Its all a lie and a scam to get your money.
The only why to make it is to build a business and sell the business.
yea i shouldnt been a dipshit in my 20's
35 boomer
15k LINK
$200 in bank
40k minimum imo
T. MJ Demarco
How can you pay your mortgage off by 30?
Apartment prices are like $100k here while the average pay is $700. People take mortgages for 20+ years.
Im 26, have about $10k in savings and my monthly salary is $1k so above average here, but I won't be able to pay off mortgage so easily
Boomer is a state of mind, just like being a Nigger... like you
He's LARPing, barely any 30 year olds even have a mortgage, let alone one paid off. Unless he was born into wealth, he's a petulant larping child telling lies on the internet
do you really think someone would do that, go on the internet and tell lies?
poorfag AND reddit? oh boy
$100k
i'm 30. as of this morning:
$27.8k in savings/checking
$2.8k discretionary investment account
$10.1k 401k retirement accounts
for my age i think the rule of thumb is 1 x your gross salary in 401k, and i make $70k/yr so i'm very far behind. but this is what happens when you don't get a real career type job until you're 28-29 years old.
I've got about 8k in taxable accounts and about 40k in retirement/HSA
32 years old
Feel like I'm doing alright considering 4 years ago I had nothing
kek
Demoralizing and stupid bait thread. Savings are retarded compared to investments and how much you need is completely subjective
Someone has no money
>401k
yikes
at least pick your own stocks
I'm 27 and have
50k in the bank
20k in 401k
10k in stonks
12k worth of PMs
why no crypto?
I think $100k in investments at around age 30 is a good target
Greece? Is that you?
So you’re just sitting on 50k cash? Why why not just stick it in a mutual fund if you don’t to manage it?