Why are so many people living paycheck to paycheck?

Why are so many people living paycheck to paycheck?

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Because America is a broke country full of broke people.

Because they’re retarded and fall for consumerism, capitalistic scams, and most of all fall massive victims to marketing... they also buy an incredible amount of shit on finance (cars, TVs, couches etc) because they want stuff NOW and don’t know how to conceptualise waiting or saving for something

Basically they are NPCs

Because it's the economically responsible thing to do in a debt-fueled society. Saving money is useless and inefficient.

would our stonks go up if it weren't for braindead consumerism of the masses?

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>source: thealternativehypothesis.org
Yikes.

>i can't talk anything other than my hate of blacks, the conversation must always shift to this exact topic

>Did you see that show on kikeflix, dis+, that movie in theaters, and eat at that one resturaunt (ugggh I hate making cheap meals myself), try that one drink at starfucks? By the way do you know any place that will let me finance for a new BMW with somebody who has maxed out 10 credit cards (couldn't help it, the sales wew to good!!!!!). Anyways, how can anybody save money these days when it's so hard end up with spare money after necessary spending cuz I would just diiiiiieeeeee with without getting the be next kike markets product.

you raise interesting points, but why did you have to bring in antisemitism into it as well?
>kikeflix
>kike markets product
what, you think we should kick out all jews from the US?

Anyone who contributes to the economy is part of the problem. You're cucked if you aren't taking more from society than you are giving.

because the majority of people denominate their wage and hold their wealth in something that's value is designed to decrease at a rate that stops them accumulating enough wealth to be able to afford to stop working

>Yes, only white men pay a net positive, but that has nothing to do with finance

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Make it 110 and end usury. Fuck off and go back to wsb.

Correct. Why save something that loses it's value incredibly predictably. Your only priority should be to own land and as much self sustainability. After that spend whatever the fuck, it's all going to 0 soon

let me ask you this then: WHY do blacks affect per capita budget in a negative way? do you have an answer for this question?

Doesn't change the fact that Whites are paying for every other group to exist, particularly White men. In fact, White men are basically paying for every non-White and female to exist.

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>dont even hate blacks
>just like making normies angry by posting hate facts

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men pay more taxes because they are paid higher salaries, which then leads us back to the question: why are men paid higher salaries?
or do you have another explanation as to why women pay less in taxes?

Yikes is not a refutable piece of evidence.

I went over the number last winter, he's not far off. America is cucked and the white folk have let it deteriorate.

Because they are stupid useless faggots

I am a worthless single dad with two kids to care for and even I don't live paycheck to paycheck. I was given literally nothing and still I can manage it. These people are complete shit

This has been covered almost a decade ago. Seriously, you're greatly behind the curve. Get a clue and do the research yourself. Elsewise buzz off.

Irrelevant, women should be at home raising the family.

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Why would a woman get paid the same as a man when her job isn't as hard or doesn't require as much skill? Also, the gender pay gap is a myth because lots of women choose not to take higher positions that require more responsibility and time because they want to get married and raise families.

YIKES. Buy sex.

there's dozens of studies covering why, dating all the way back from the 1900s, and still being produced with regularity, despite politically correct censorship
and there's dozens of sophistic arguments fresh faced 19 years old first year college boys like you use to ignore the data (and to prove you're oh so very smart - come on now. anyone in their 30s has seen your type not dozens, but thousands of times in their life)
the belief winning internet arguments is the most important thing in the world is basically the personal growth version of the question OP asks. you're patting yourself in the back for stunting your own development, all for the sake of instant gratification
no girl will touch your peepee because you told off the mean folks at 4channel.org
and while you think your youth lasts forever, in just a few years you'll feel increasingly tired and slow
wasting time being a 105 on purpose is one of the most financially harmful decisions a reasonably intelligent man can make. most blacks can't help themselves, but you can and should

Yes, quality stocks that create value would. The banking sector would be much smaller/profitable, but who needs leaches anyway.

population has exploded faster than job creation, which isn't helped by college being tens and tens of thousands of dollars a year, which puts people in debt to where they cannot take the risks necessary to create business.

Job selection, child rearing, THE FACT WOMEN IN WORKFORCE SHOULD NOT BE NORMAL!

based disabled poster living with mom

cringe

because competition of usury and lie has not only winners, but losers too. That is part of the capitalist game. You need a lots of poor people in order to have one rich.

Sounds like a projection to me boomer

>acts like a faux-intellectual reddit nigger
>can’t even spell “leeches” correctly
cool

Which also deflates the value of a degree. Getting a Bachelor's is almost getting the equivalent of a GED nowadays.

Cost of living.

Massive immigration and inflation with payroll stagnation.

>why save money
Paycheck to Paycheck NPC spotted
Save your god damn money or invest it all you fucking moron, you're supposed to try to make it jfc

People are paid less for the same work than 70 years ago.

Kill yourself.

>Fuck making society worthwhile.
Okay, nigger.

Loser cope.

Because they are r-selected genetic trash.

>WHY do blacks affect per capita budget in a negative way?
Welfare and gibs, fucking idiot.

fpbs.. unfortunately.

>men pay more taxes because they are paid higher salaries
Not in my commie state.

>cryptocurrency makes white males capable of creating things of value rich
>get massive amounts of hate from nigger and whore hoards who wasted Al their money on bullshit
>leave America
>the country has no income to pay for gibs
>America burns
The future is going to be so nice.

Can’t tell if accelerationist or NEAT or both.

>WHY do blacks affect per capita budget in a negative way?
bc they are crime magnets. lazy loud rude obnoxious and smell like shit. any other questions?

Many people live for instant or very short term gratification. Their finances reflect this.
Spending money on things of value can be responsible. $200 pairs of shoes, $15 fast food meals, and $5 cups of coffee maintain no value.
Stop. Most people living paycheck to paycheck aren't being robbed by the rich in some twisted system. People freely give spend money on crap they don't need that will eventually be worth nothing. Occasionally buying unnecessary stuff is OK and even healthy. Doing it often can only bring ruin. All it takes is finding a situation where those dollars could have been better spent had they been saved to begin with.

Dumb cuck posters

Late Capitalism

>it's all teh individ00ls fault it has nothing to do with modern day crony capitalaism

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This and only this

Wage/Labor and Surplus Value

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Don’t need to know why. Just need to remember that they do.

It has much to do with existing systems. That said, it is still all the fault of individuals. The vast majority of Americans and Europeans have a surplus. Nobody chooses how they spend that surplus but the people themselves.
Stop being retarded. Live a comfortable but not lavish life. Save money. Buy a house and be happy. It's not that difficult.

I don't agree with his politics but as far as low key white supremacists go he is at least very well reasoned and use sourced evidences as much as possible.

With this philosophy you'll stay poor all your life.

It's true though. Working a full time job on minumum wage even gives you more than enough money for rent and food, and it's really not hard to find a job that pays over minumum wage.

The bad blacks bring down the good ones to their level because theres way more bad ones

Based and accelerant pilled