Financial independence

As someone who’s approaching 40, I wish I’d done that.

now you should buy the dip

I just want to get out of debt, and generate steady cash flow.

Really you, wish you were this nig?

youtube.com/watch?v=8yNsKxbq0Ak

I get it though I am saving about $1,000/mo min so I will have fuck you money by 40

>$1000 a month

so by the time you're 40, what, $200,000?

Not that guy in particular. Like if I had just toughed it out and lived in a van for a few years and gotten a second job. Not even my whole 20’s, just 5 years, and I would be waaay better off than I am now. Compound interest is a bitch.

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checked but also
>his wife plans to retire from her child care career
aaaaaaaaaaaaahaahhahaahahahaaaaaaaaaaaahahahahahahhahahah

Looks like a dead cat bounce to me. Im not convinced its over

Ideally it would be whatever I didn't spend that month. I could probably save $2500 a month if I really wanted to by getting a roommate and living like a serf.

>NOOOOOOOOOOOOOOOOOOOOOOOO!!!! STOP TAKING RISKS AND GAMBLING AND GO THROW YOUR MONEY AT PRECIOUS METALS AND RETIREMENT PLANS!!!!!!

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>FIRE fags getting fucked up the asshole
there is nothing that could give me more joy.

You meant anal down?

youtu.be/fPb789vnlrk

Why does biz hate FIRE fags?

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Because the discipline to be one is hard.

cause its a meme sold from poorfags who survive on getting paid selling referral codes to the meme from a rented hostel room in the third world

us poorfags with shit jobs dont have that luxury

>waste their youth
Who the fuck cares faggot

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They'd rather gamble on shitcoins than be financially responsible.

Seems to work tho, looking at this guy ?

i dont know what guy that is but have you considered thats an anecdote and not data to be taken as representative

When your finances depend on the stock market, you're not independent.

You don't need to waste 80% of your wages to get fit, enjoy nature, educate yourself or to do most things worth doing. Are you seriously suggesting peoplr get pissed in nightclubs and waste money on Netflix and Starbucks?

That's all FIRE types suggest, don't waste money on unnecessary bullshit or spend more than you need to on stuff that is worthwhile so you can save every month.

Anddd now you realize we're back exactly where we were last year except you missed out on an entire year of dividends (plus you have to pay cap gains taxes now) lmao

>calling others retards that lost 50% when the market it not even 15% down

LINK FTM FLETA baby, thats maa stack!

I always had a feeling the whole FIRE plan was a meme. You not only had to hope that the economy was doing good, but you have to hope you don't get sick often.

Makes more sense in Canada/Australia/NZ/UK where the government is covering you on healthcare and you can still get tax-free equity growth

good picks user

Silly user, all first world countries have a free public health care system.

Free healthcare is the ultimate pleb filter on economics and finance, fuck that shit.

Okay fag, what does that actually mean? If I was getting money from some other source like rent you could just say that if my finances depended on my tenant that I wasn't financially independent. Even if I was sitting on a massive pile of money I'd still be depending on it being there and not getting fucked over by inflation, but I'm guessing your definition of independent is donning a loin cloth and picking berries in the woods

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Is this webm the original/unshooped one? Never seen it

I save 60% of my wage because I don't realistically need it. I could spend all of it and live comfy and gluttonous and I'd buy nothing of real value or nothing that lasts.
All I need to do to retire at 55 is watch what I spend on eating out, not shill 100s of bucks on short lived entertainment each month.
You'd be an idiot if you didn't do that already.

>MMM I Just HAd A lEntIL soUP in my 20 room
>look at all those 25 to olds enjoying themselves drinking and eatin
>Nooo I just put all money into a boomer stock so I can live like a 30 year old when in 61 for 40k per year

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because it'a stupid meme for people without brains who think living on 40k forever when you are 50 will be fun

imagine being a wojack poster

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cope harder fatty

>noooo you cant just work hard, save money, invest and retire early
>thats so normie thats so reddit nooooo
>you gotta buy chainlink instead!!! muh cryptorinos so based working is so normie tier nooooooo

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Is it required by law to shill your healthcare system online because I see it all the fucking time

Imagine actually being this American

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Unless you're a pathetic normalfag, you can live perfectly fine on even less than that.

You don't waste your youth though, half of young people's pay checks go on items they don't need or care about years lster

>No argument
Kek what a faggot

>fuck that shit.
Salty AF

>Salty AF
Reddit

so you save everything from a 150k job to live like a working class wagie ?

Doesn't make sense

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Sounds like fun desu.

Saving and investing in stocks is the best option available. There is no option of being a millionaire and young.

because they never have lambos, they have year 2000 camrys, and they will never have lambos, because they don't take any risk.

once you're old, you won't have anything to do with the money. Nor will you care

yeah there is fag it's called taking massive risk. Not everyone gets to be a millionaire.