Would the ideal currency have a fixed supply or a small amount of inflation?

You can't expect everyone to be a professional investor. Especially with investments being as volitile as they are right now. That's not a safe way to save for retirement.

that's why people put their money in the funds

Kill self

the ideal currency would have tail emissions

did you just repost this from /r/goldandblack

If the funds are based on risky investments, the funds are risky.

that's why there's a science of risk management and portfolio management

There needs to be some level of inflation in order to encourage people to invest their money rather than sit on it, I'm not saying it's foolproof but the economy runs on investment and inflation puts earners/savers feet to the fire in order to do that.

How is the average person supposed to distinguish between good infestment funds, ponzis, and incompetent investment funds that are just riding a bubble? If they're capable of picking a good investment fund, they might as well just invest themselves.

People are encouraged to invest by the possible return. There doesn't need to be inflation to encourage investment. People always want more.