I'm a Kmart cashier

>I'm a Kmart cashier
>my husband is a stay at home dad
>we are looking to move to San Francisco
>Our budget is $750,000

How do these people afford this shit?

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the houses are made of cardboard

Bank and a lot of debts.

its an american tradition to sell your life and soul to the banks for a mortgage on a house that's worth more money than you will ever make in your life

Housing is fucking gay

I know this is a meme at this point but the jobs are fake.

of you don’t have kids and are willing to live in a shithole for a decade you can come up with a down payment pretty easily

A decade? My nigger your grandparents were having kids at 18 and buying houses at 22. You are stuck as a half adolescent half adult watching teevee in a studio apartment. Fuck a downpayment.

Its almost as if boomers and chinks have destroyed the housing market by artificially inflating the price of home ownership and screwing the young over, demanding they shell out a million for a shack under a bridge.

HOW LONG SHALL THE WICKED TRIUMPH?

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A lot of retards put down like 5% and banks are happy for the debt.

Pro tip: don't put anything less than 20% down, even better there's nothing wrong with getting a place that needs some work but has solid bones

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>we’re looking for something open-concept
>a 10 minute drive from downtown but with a view of the beach
>play room for the kids
>a home office for my tupperware business
>maybe 6 or 7 extra bedrooms, never know how many more we’ll have!
>guest house for the in-laws
>3 car garage and preferably no basement but if we have to it needs to be finished
>built after 1990 but with the sturdiness of a colonial era home
>some flying buttresses would be nice, maybe a gargoyle or two
>a shrine to Beezlebub complete with attached blood orgy room
>oh, and a man cave for Dave, of course!
>we need it under $450k and that’s a hard limit

>I'm a youtuber
>my wife sells nudes on Onlyfans
>we are looking to move to San Francisco
>Our budget is $750,000

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the show is fake i worked on HHI and we had someone who's job it was to read through peoples emails auditioning for the show. every one of these people already have the houses, it would be a few month long process of skype interviews, trying to find people with the "right character" and looking for people from exotic or interesting locations, or spots most people retire to

ok not a decade, i know a guy lived with his parents after highschool instead of collage, just buckled down for like 3 years as a contractor, no kids. made enough to get a loan for a 750k house

Tfw looking to get on the property ladder but it's hard trying to do it on your own while normie couples can just do it easily

My favorite thing is when a show will show them a property that meets all of these criteria but it's super out of their budget to show them how fucking stupid they are.

It also drives me insane when a husband is like "hurr durr happy wife, happy life, we'll get this property" even though he gets nothing out of it.

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I tell my wife everytime these goobers are on the screen that one is named Butt and the other is Fuck. And they're the Buttfuck Brothers.

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Inheritance.

kek

>It also drives me insane when a husband is like "hurr durr happy wife, happy life, we'll get this property" even though he gets nothing out of it.
Women are evil like that. They'll willingly put their family into massive debt to buy a home they can't afford because SHE wants it.

top kek

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My parents bought their house 30 years ago and still haven't paid it off. They both pull in 100k a year. Its fucking surreal, even their cars aren't paid off.

>there's nothing wrong with getting a place that needs some work but has solid bones
former carpenter here, don't fall for the renovation meme

you might as well buy some land and have a house built at that point. it's an absolute fuckton of planning and organizing, but it's going to cost you about the same as renovating a shithole.

i cannot tell you how much i fucking hate renovating and refurbishing and how its the main reason i quit carpentry after 4 years

nice normie twitter meme

>>my husband is a stay at home dad
VEry Based

you forgot about unavoidable student loan debt

Nice try, Hillary.

Yeah but the woman or the woman realtor in these shows always meme about the yard needing to be big enough for the kids. In some cases, these families already have kids.

Houses were 1 years worth of income then
Now it’s fucking 10

What the fuck is wrong with left's face?

>the yard needing to be big enough for the kids
This is honestly entitlement. I just played in the woods as a kid. Fuck do you need yard for?

These shows are gynocentric propoganda.
>Man: Here is what I will absolutely not compromise on.
>Woman: Here is what I will absolutely not compromise on.
“We’ll be right back after this commercial break.”
>Man: Yeah, so we went after house number 3 that my wife wanted.
>Woman: We did some discussing behind the scenes and decided it would be best for us.
The end.
Rinse and repeat.

Excuses excuses...

I don't mean full on reno, but if you're gonna pay way more because of petty shit like counter tops or a basement that needs some work then you may be better off with doing some light renos.

That said I agree that a lot of crunchy granola people fall for the reno meme and don't realize it could possibly be a pit.

Mortgage backed securities have seen something of a resurgence a resurgence since the mid-2010s. Banks don't give a shit about giving a low interest loan to a couple where their monthly paymemts are going to be half of their income because it won't be their problem once they sell it off to an investment bank. The investment bank doesn't care because they know they'll get bailed out by the Fed and/or Congress when shit hits the fan again, as it is right now.

Based capitalism.

Reminder that you live in an economy created by kikes. They lend you money that they don't even have, they just print it and then put the loan on your name, you have to pay it back + interests. Those interests are literally money created ut of thin air because they were nice enough to give you a loan for money they never had, they just convince the government they should print money instead of the state. And if you can't pay, they take the house, they don't share the risks. The jew banker makes money out of thin air and never takes any risks. Think about it.

I think a lot of men are just beta pussies that are raised to put pussy on a pedestal. Shit's insane. It's like bro, you're gonna live there for the rest of your life, put up a bit of a fight for what you want.

>How do these people afford this shit?
Reminder if Bernie would to be president you can kiss your purchasing power goodbye.

Women are the ones that are the most easily led. So if you show them tv shows about going into retarded amounts of debt they will do it and bring their simp husbands along with them.

I mean I get it if the realtor is highlighting it because they need to sell the house, but yeah, as long as it’s near some comfy woods then it’s fine.

Why the fuck would you want to move to a shithole?

You aren't legally allowed to be an American citizen unless your net worth is negative.

Old meme is old.

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Exactly, ppl forget it's a reality show and the price is probably inflated to make it more acceptable. These shows are aimed at women like most TV and ads.

How so?

interdimensional reptile pedophile

Women belong in cages.

I do wonder if the networks but a shitload of pressure on the men in these shows too.
>You’d better go along with what your wife wants or you won’t get to be on tv.
What’s the incentive of being on these shows anyway? Do they pay you anything?

bought my 4 bedroom house 10 years ago and it's worth 3 times what I owe. Stay jelly in your sardine can, europoor.

Same. I always explain to them they own nothing g the bank does and they just say "muh taxbreaks".

>"muh taxbreaks".
Reminds me of what my parents say when I tell them I never want to get married.

I bought my house on an obscure auction site from Fannie Mae due to it being a foreclosure. Paid cash at maybe 40% of what it's worth and own it outright. Damn it feels good.

Do you think there will be more deals with everyone getting laid off from the 'rona?

Have you considered your parents might just be really, really bad with finances? My wife makes a killing but had virtually no savings before I met her because she was spending like the world was ending next week.

Wrong as always leftypol

>ITT: >20 year olds who know nothing about buying houses
If your credit isn't dogshit an FHA loan will get you a house for only 3.5% of the house value as downpayment. Sure you'll get fucked in the long run with higher monthly payments but once you're in the house you have options to deal with that, like refinancing.

There are 3 bedroom homes in Vallejo going for 350K right now. With an FHA loan I would need a ~$15000 downpayment to buy that, not counting fees and shit. With the CalHFA the state would even cover up to $10,000 of the closing costs. So in reality I would only need around $5-10K to buy a house that's 40 minutes outside San Francisco.

The situation is fucked compared to how easy boomers had it, but people only think that it's impossible to buy a house because they don't understand the system.

absolutely based

That and the boomer empty nest bubble is about to burst wide open. You’ll have entire upper-middle class neighborhoods that go vacant in a couple years because every retard from the Me Generation and their brother will be scrambling like crazy to offload so they can move to Cabo.

Probably, but I’d be careful buying them unless you think your job is super secure for the foreseeable future.
>Leftypol complaining about chinks
I seriously doubt

Of course. Everyone always mentions 2008 as the year the housing bubble popped and the market crashed, but the bottom occurred much later. I'm looking at the market trend right now and it feels like I'm taking crazy pills. It's heading north again at a surreal pace. I want to call it a sucker's rally but who knows. My prediction is that the government is buying garbage bonds and Trump is doing everything in his power to obfuscate the reality of the economy. The way the Dow is acting isn't a natural reaction to the reality of so many American's becoming jobless and the many companies either losing money or on the verge of bankruptcy. Call it pessimism, but I say the worst is yet to come.

>Buy a house dude lmao
What a meme. Fuck yardwork. I’ll stick with an apartment, thank you very much.

I'M 27 FAGGOT

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Should I buy puts?
When should I buy them?

>job is super secure for the foreseeable future.
I'm a janitor at Yas Forums

House Hunters is basically Karens: the Show

americans are imbeciles and their homes are made of plywood

When I was looking for my first home I had a hard budget of $250k because that was my maximum without involving a bank. I can my remember my gf constantly asking to go look at places that were easily $350k+ until I had a huge meltdown and told her she's free to get a cab and look at million dollar riverside mansions.

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Ah yes, right this way to your new house!

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What does she do?